Critical and Disability Insurance
- Eligibility:
- Employees must be .5 full time equivalency or greater to be eligible for this plan.
- Dependents only covered if employee is insured
- 100% Employee paid
- Plan Highlights
- Benefit amount:
- Employee: $5,000 to max $20,000 in increments of $5,000
- Spouse: $5,000 to max $20,000 in increments of $5,000
- Dependent Child(ren): 25% of approved employee amount up to max $5,000
- Guaranteed Issue:
- Employee: $20,000
- Spouse: $20,000
- Child: All child amounts are guaranteed issue
- Limitations: Pre-existing condition before enrollment in a health insurance plan
- Additional information
- Eligibility: All regular full-time employees with Full-Time Equivalency (FTE) of .75 or greater.
- Long Term Disability is an insurance policy designed to provide an income replacement benefit in the event that an eligible employee cannot work because of a covered illness or injury. Benefits can begin after 150 days of continuous disability.
- Coverage is employer paid
- Plan benefit is 66.6667% of basic monthly earnings to max of $8,000 per month.
- LTD Plan Information
- Additional Information
- Eligibility: employees with a .5 or greater FTE
- Benefits begin on the 15th consecutive day of disability, at the end of elimination period and continue while you are disabled up to the max benefit duration (20 weeks).
- Coverage is employee paid
- Voluntary STD rate sheet
- Evidence of Insurability Form
- Limitations: Pre-existing condition limitation
- Plan Highlights
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