Critical and Disability Insurance

Eligibility:
- Employees must be .5 full time equivalency or greater to be eligible for this plan.
- Dependents only covered if employee is insured
100% Employee paid
Plan Highlights
Benefit amount:
- Employee: $5,000 to max $20,000 in increments of $5,000
- Spouse: $5,000 to max $20,000 in increments of $5,000
- Dependent Child(ren): 25% of approved employee amount up to max $5,000
Guaranteed Issue:
- Employee: $20,000
- Spouse: $20,000
- Child: All child amounts are guaranteed issue
Limitations: Pre-existing condition before enrollment in a health insurance plan
Additional information

Eligibility: All regular full-time employees with Full-Time Equivalency (FTE) of .75 or greater.
Long Term Disability is an insurance policy designed to provide an income replacement benefit in the event that an eligible employee cannot work because of a covered illness or injury. Benefits can begin after 150 days of continuous disability.
Coverage is employer paid
Plan benefit is 66.6667% of basic monthly earnings to max of $8,000 per month.
LTD Plan Information
Additional Information

Eligibility: employees with a .5 or greater FTE
Benefits begin on the 15th consecutive day of disability, at the end of elimination period and continue while you are disabled up to the max benefit duration (20 weeks).
Coverage is employee paid
Voluntary STD rate sheet
Evidence of Insurability Form
Limitations: Pre-existing condition limitation
Plan Highlights

Human Resources